If you have experienced a run of bad credit, or if you have no credit at all, you’ve probably noticed that your credit score isn’t going anywhere – at least not in anything that looks like a positive direction. That’s because in order to offset bad credit, you need to have good credit. But if […]

(Scroll down to find list of credit cards that provide free credit score every month) Everyone is looking to get access to their credit scores. Yes, there are companies offering free credit scores, and those offers look very attractive. The problem is that the scores that you’re getting aren’t the real deal. Instead, they are […]

If you’re in or just coming out of a bad credit episode, you may have found that getting new credit is no easy task. This is especially true if you’re trying to get a credit card. What you typically find is that, if you can get a credit card at all, they come with very […]

When you reach a point where your credit cards are maxed out, a whole chain of events begins to unfold, none of which are pleasant. It’s not a significant issue if one of your credit cards is maxed out. But if several or all are maxed out that’s a problem. And unfortunately, there isn’t an […]

It can be a real breath of fresh air when you open up a letter from a credit card company and find out that they just increased your credit card limit. After all, the mail often brings less satisfying correspondence, like bills. Not only does an increased credit limit bring greater spending flexibility, but it’s […]