It’s easy to feel overwhelmed and even more than a bit intimidated when you have credit troubles. Creditors, and especially collection agencies, have a way of making threats – both actual and implied – that can make you feel that they have the force of law behind them. But creditors can’t do whatever they want […]
There are a number of very powerful laws in place that protect you from predator creditors, credit bureaus which don’t always look out for you and overzealous debt collectors. Unfortunately, many people don’t know about these laws or how to use them to protect themselves. This section solves that problem by explaining the laws in plain English so you can use them in order to protect yourself and receive fair treatment.
Nobody likes owing other people money. But what makes this problem worse is when the debt collectors bother you night and day and ruin your life. Can you think of anything more annoying? Fortunately there are a number of steps you can take to put a leash and muzzle on those pesky creditors. Your Tools […]
Before you try to fix your credit yourself, you’ll find it helpful to understand the four major laws that are your key weapons against unfair creditors and collectors. That way, if any of the credit bureaus or creditors start getting cute, you can set them straight fast. Believe me, once you cite a few Code […]