When you get into a credit mess, there’s usually a strong temptation to turn the whole problem over to someone else hoping they can fix it fast. After all, how much do any of us know about the intricacies of credit repair? And who needs the headache? So if you find the right credit repair […]
Lexington Law Review – Should You Trust Them?
If you need to repair your credit you want results and you want them fast. You might be willing to pay a small amount to get those results but you don’t want to waste your time or money. I get it. There are hundreds of companies out there that make big credit repair promises but […]
What is bad credit and what does it cost? How to fix it
If you have bad credit, you probably already know it because: When you apply for credit cards you usually get denied. No landlord will accept your application. You get turned down for jobs as soon as the boss reviews your credit score. Debt collectors won’t stop bothering you. Even the utility company won’t open an […]
What Kinds of Credit Problems Can Be Fixed?
If you’ve ever seen a credit report, you’d have to agree it looks formidable. It’s a document that runs for pages and pages full of numbers and dates going back decades. And it lists every financial relationship you have ever had and records every little mistake and oversight you ever made. On the face of […]
How Is Your Credit Score Calculated?
Your credit score tells the world a lot about you. It tells creditors if it’s worth it or not to lend you money and at what rate. And like it or not, employers use your score and based on that number alone often decide if you are trustworthy, responsible and ethical or not. And this […]
How credit bureaus, creditors and credit collectors work
When you enter the wonderful world of credit repair, you have to contend with jargon, lots of numbers and other mumbo jumbo. While this can be intimidating at first glance, it’s actually not that complicated. Just the same, it is important to understand the main components of credit reporting and repair. By doing so, you […]
How to get Debt Collectors to Stop Harassing You
Nobody likes owing other people money. But what makes this problem worse is when the debt collectors bother you night and day and ruin your life. Can you think of anything more annoying? Fortunately there are a number of steps you can take to put a leash and muzzle on those pesky creditors. Your Tools […]
How to Read a Credit Report
It’s not difficult to obtain your credit report. But once you get it, how are you supposed to understand it? There are so many numbers, acronyms, vernacular and jargon – it’s intimidating to say the least. The good news is, while it looks confusing, your credit report is actually far easier to read than you […]
Four Laws You Can Use To Fix Your Credit
Before you try to fix your credit yourself, you’ll find it helpful to understand the four major laws that are your key weapons against unfair creditors and collectors. That way, if any of the credit bureaus or creditors start getting cute, you can set them straight fast. Believe me, once you cite a few Code […]