Credit Pilgrim

Navigate Your Credit Successfully

Neal Frankle
I’m Neal Frankle, Certified Financial Planner™. Credit problems are a serious business. In fact they changed my entire family life when I was 16. This site is here to help you repair your credit without getting ripped off. Read my story.
  • Credit Repair
    • Credit Repair And How To Fix My Credit Efficiently
    • Lexington Law Reviews
  • Credit Cards
    • Credit Cards for Bad Credit List and Best Practices
    • Secured Credit Cards to Rebuild Credit
    • Credit Cards that Offer Free Credit Scores Monthly
  • Student Loans
    • Private Student Loans Guide
    • Refinance Student Loans Guide
    • Federal vs. Private Student Loans Guide
  • Mortgage
    • First-time Homebuyers Mortgage Guide
  • Blog

8 Common Credit Report Errors You May Need to Repair

by Neal Frankle, CFP®

There are common errors that can appear on your credit report and drag your credit score down. You may need to repair these errors. Some may seem to be errors, but the information is actually accurate. How they came to be is the real issue. Certain repairs can be fairly easy to fix, while others […]

Are You Keeping Credit Secrets?

by Neal Frankle, CFP®

You’re probably familiar with the concept of a “white lie”. That’s a fib in which you either distort facts or deny the existence of a situation because it probably won’t hurt anyone – or so we like to think. In truth, most white lies occur not because they’re harmless, but precisely because they can cause […]

You May Need Credit Repair if You’re the Victim of Identity Theft

by Neal Frankle, CFP®

If you’ve ever been a victim of identity theft, know anyone else who has, or have read some of the horror stories, then you know how debilitating the situation can be. Your credit can be destroyed, your savings depleted, and your life impaired – all for a situation that you didn’t create. The credit damage […]

Credit and Debt Problems Can Sabotage Your Retirement

by Neal Frankle, CFP®

The Internet is filled with articles and websites that deal with accumulating enough money to achieve a comfortable retirement. But credit and debt problems can sabotage your retirement, even if you have adequate income sources lined up. While your income sources may provide you with the means to retire, your credit and debt problems are […]

6 Mistakes That Can Torpedo Your Credit

by Neal Frankle, CFP®

Most people who are mired in credit problems, or have recently moved beyond them, can point to specific reasons why they got into trouble. There are mistakes that can torpedo your credit, and only when you know what they are can you possibly hope to avoid them. Here are six of the most common mistakes […]

Can You Have Bad Credit Even if You Have No Debt?

by Neal Frankle, CFP®

On the surface, this seems entirely improbable. Bad credit, even if you have no debt? Actually, it’s not unlikely at all. Credit reports and credit scores are a measure of your credit history, much more so than an evaluation of the current state of your finances. There are all kinds of credit situations that can […]

When Credit Problems Are Caused by Income Disruption

by Neal Frankle, CFP®

Of all the factors that cause credit problems, income disruption is perhaps the most overwhelming. After all, income is required in order to service debt, and when that income is disrupted, it means your ability to maintain your credit profile virtually disappears. But that’s not all. You May Have to Juggle Debt Payments This is […]

Improving Your Credit After Foreclosure

by Neal Frankle, CFP®

Improving your credit after foreclosure is a step that is absolutely necessary. Foreclosure is one of those credit issues that has far-reaching effects on almost every area of your life. The sooner you can get back on the right track, the closer you will be to restoring your life back to something that looks like […]

Is Swearing Off Credit the Solution to Your Credit Problems?

by Neal Frankle, CFP®

If you have dealt with credit problems in the past, you may have promised yourself that you’ll never borrow again. You might reason that living without credit will be living without credit problems. And while there is some logic to that thinking, life has an almost comical way of going in unexpected directions. For most […]

How the Good Old Summertime Can Hurt Your Credit

by Neal Frankle, CFP®

Just a guess, but the good old summertime might be, on balance, the favorite season of most people. It brings warm weather, backyard barbecues, more time with family and friends, weekend getaways, summer vacations – what’s not to love? Well, if you aren’t careful – and some people are not when the warm weather hits […]

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • …
  • 8
  • Next Page »

Categories

  • Credit Cards
  • Debt
  • Mortgage
  • On Credit Reports & Scores
  • Outside Resources
  • Student Loans
  • Your Legal Rights

Need a better credit score?

Get a FREE credit repair consultation from Lexington Law, the leading firm in the industry by calling:
1-800-293-3672
or fill out the form below and they'll get back to you.

First Name:  
Last Name:  
Email:  
Zip:
By clicking SUBMIT I agree by electronic signature to: (1) be contacted by Lexington Law about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

In accordance with FTC guidelines, we state that CreditPilgrim.com has financial relationships with some companies and may be compensated if consumers choose to buy, subscribe or take any action to a product or service thru the links on our website. We do NOT accept compensation in exchange of positive reviews. Views and reviews are strictly the opinions of the author.


SSL Secured

privacy policy · Terms of Use · contact us · rss feed

© All Rights Reserved to CreditPilgrim.com