Ask anyone if credit is free money, and you’re likely to get a response along the lines of absolutely not! But turn the same person loose in an environment where they need to make a major purchase, and they may behave in a way that makes you think otherwise. That’s because the concept of credit […]
My Credit Cards are Maxed Out – Now What?
When you reach a point where your credit cards are maxed out, a whole chain of events begins to unfold, none of which are pleasant. It’s not a significant issue if one of your credit cards is maxed out. But if several or all are maxed out that’s a problem. And unfortunately, there isn’t an […]
Your Credit Card Limits Are Increasing – Is that Really a Good Thing?
It can be a real breath of fresh air when you open up a letter from a credit card company and find out that they just increased your credit card limit. After all, the mail often brings less satisfying correspondence, like bills. Not only does an increased credit limit bring greater spending flexibility, but it’s […]
How a Bad Credit Score Can Affect Leasing an Apartment
We naturally expect that credit will be issued when applying for a mortgage to buy a house. But it can also matter when it comes to renting. A bad credit score can affect leasing an apartment, and often in ways that aren’t obvious. Most Landlords Will Check Your Credit Just as is the case with […]
8 Common Credit Report Errors You May Need to Repair
There are common errors that can appear on your credit report and drag your credit score down. You may need to repair these errors. Some may seem to be errors, but the information is actually accurate. How they came to be is the real issue. Certain repairs can be fairly easy to fix, while others […]
Are You Keeping Credit Secrets?
You’re probably familiar with the concept of a “white lie”. That’s a fib in which you either distort facts or deny the existence of a situation because it probably won’t hurt anyone – or so we like to think. In truth, most white lies occur not because they’re harmless, but precisely because they can cause […]
You May Need Credit Repair if You’re the Victim of Identity Theft
If you’ve ever been a victim of identity theft, know anyone else who has, or have read some of the horror stories, then you know how debilitating the situation can be. Your credit can be destroyed, your savings depleted, and your life impaired – all for a situation that you didn’t create. The credit damage […]
Credit and Debt Problems Can Sabotage Your Retirement
The Internet is filled with articles and websites that deal with accumulating enough money to achieve a comfortable retirement. But credit and debt problems can sabotage your retirement, even if you have adequate income sources lined up. While your income sources may provide you with the means to retire, your credit and debt problems are […]
6 Mistakes That Can Torpedo Your Credit
Most people who are mired in credit problems, or have recently moved beyond them, can point to specific reasons why they got into trouble. There are mistakes that can torpedo your credit, and only when you know what they are can you possibly hope to avoid them. Here are six of the most common mistakes […]
Can You Have Bad Credit Even if You Have No Debt?
On the surface, this seems entirely improbable. Bad credit, even if you have no debt? Actually, it’s not unlikely at all. Credit reports and credit scores are a measure of your credit history, much more so than an evaluation of the current state of your finances. There are all kinds of credit situations that can […]
- « Previous Page
- 1
- 2
- 3
- 4
- …
- 8
- Next Page »